Airtel SmartCash is a mobile money service offered by Airtel Nigeria that allows customers to perform financial transactions using their mobile phones. With SmartCash, Airtel customers can send and receive money, pay bills, and buy airtime, data, and other services. The service is available to all Airtel customers who have registered for Airtel Money.


To use Airtel SmartCash, customers need to dial the Airtel SmartCash USSD code (*909#) and follow the prompts. You can also download the SmartCash app from the Google Play Store or Apple App Store and register for the service. Customers can fund their SmartCash accounts using their Airtel airtime or through bank transfer, and they can withdraw cash at any Airtel Money agent location.

Airtel SmartCash offers several benefits to customers, including convenience, security, and accessibility. Customers can use the service to perform financial transactions from the comfort of their homes or offices without the need to visit a bank or ATM. The service is also secure, as all transactions are protected by a personal identification number (PIN) and encryption. Additionally, Airtel SmartCash is available 24/7, making it easy for customers to perform transactions at any time of the day.

How to use Airtel Smartcash

To use Airtel SmartCash, follow these steps:

Register for Airtel SmartCash: Dial *909# on your Airtel line and follow the prompts to register for SmartCash. You will need to create a 4-digit PIN to secure your account.

Fund your SmartCash account: You can fund your SmartCash account by transferring money from your bank account or using your Airtel airtime. To fund your account using Airtel airtime, dial *909# and select "Fund Wallet" and then "Airtime Top-Up." Enter the amount you want to transfer and your 4-digit PIN to confirm the transaction.

Perform transactions: Once your SmartCash account is funded, you can use it to perform a range of transactions, including sending and receiving money, paying bills, and buying airtime, data, and other services. To perform a transaction, dial *909# and select the relevant option. Follow the prompts to complete the transaction.

Withdraw cash: If you need to withdraw cash, you can do so at any Airtel Money agent location. Dial *909# and select "Withdraw Money" to get started. You will be prompted to enter the amount you want to withdraw and your 4-digit PIN. You will then receive a code that you can use to withdraw cash at an agent location.

Airtel SmartCash offers a convenient and secure way to perform financial transactions using your mobile phone. If you need help using the service, you can contact Airtel customer service or visit an Airtel store for assistance.

What you can do with Airtel Smartcash

Here are some of the things you can do with Airtel SmartCash:

Send and receive money: You can use SmartCash to send money to other Airtel Money users or to people who have accounts with other mobile money services in Nigeria. You can also receive money from other SmartCash users or from people who send money to your account.

Buy airtime and data: You can use SmartCash to buy airtime and data for your Airtel line or for other Airtel lines. You can also buy airtime and data for other networks in Nigeria.

Pay bills: You can use SmartCash to pay bills for services such as electricity, water, cable TV, and internet.

Withdraw cash: You can withdraw cash from your SmartCash account at any Airtel Money agent location in Nigeria.

Save money: You can use SmartCash to save money and earn interest on your savings. Airtel Money offers a savings account that allows you to earn interest on your balance.

Make purchases: You can use SmartCash to make purchases at participating merchants in Nigeria. Simply scan the QR code or enter the merchant code to pay for your purchase.

Manage your account: You can use SmartCash to manage your account, including checking your balance, transaction history, and account details.

Also read: Moniepoint POS business, how to get started

How to become Airtel smartcash agent

• Obtain an application form: You can get the application form from any Airtel store or download it from the Airtel website.
• Fill out the application form: Fill out the form with accurate information.
• Submit the form and required documents: Submit the completed form with the required documents, such as a valid ID, a passport photograph, and proof of address.
• Attend training: If your application is approved, you will be required to attend training on how to use the SmartCash system and conduct transactions.
• Set up your location: Set up your location with the necessary equipment, such as a smartphone or tablet, a printer, and an internet connection.
• Start transacting: Once you are set up, you can start conducting transactions for customers, such as sending and receiving money, selling airtime and data, and paying bills.

As an Airtel SmartCash agent, you will earn a commission on every transaction you conduct, which can be a good source of extra income. Becoming an agent is easy and requires only a few steps, as long as you meet the eligibility criteria and have the required documents.

Conclusion

Airtel SmartCash is a mobile money service offered by Airtel Nigeria that allows customers to perform a range of financial transactions using their mobile phones. The service is convenient, secure, and accessible, and offers benefits such as the ability to send and receive money, buy airtime and data, pay bills, withdraw cash, save money, make purchases, and manage your account.

Also read: MTN Nigeria's payment service bank MoMo PSB opens

Airtel SmartCash is easy to use and is available to all Airtel customers who have registered for Airtel Money. Overall, Airtel SmartCash is a useful tool for managing your finances and performing transactions on the go, without the need for cash or a bank account.