Sometimes you desire will be to buy a good smartphone without spending your life savings but find the right phone at the right price is always the case. Well, I can help you search for cheap Android phones under 20k but you have to be the one to make the choice.

I don't know your budgets or the specifications you want your dream smartphone to have, maybe you want a smartphone with a fingerprint sensor, 4G LTE, a strong battery and a good quality camera. You can have all the features you want in a smartphone as long as you can afford it. Your budgets will go a long way in determining the kind of phone you can afford. This piece of post is not for those with a big pocket but for those who are looking for cheap Android smartphones under N20,000 Naira.

Cheap Android phones under N20,000 Naira

If you need an affordable smartphone that you won't spend much money buying then this list is for you, Go through it and make your choice. However, you can find any of the phones that will be listed here on Jumia.

We are going to focus our search based on certain features mostly need in a smartphone and any phone that will be listed on this page must have the following features:

• Must be an Android phone
• Have Fingerprint sensor
• Must be under N20,000 Naira
• Big screen not less than 5.0 inches
• Must have an average battery between 2400-6000mAh

1. Homtom C8 ₦19,999

Homtom is not a popular brand in Nigerian but has been in the market for a long time fighting for its market share and to win people's trust they have to start with low priced smartphones. Homtom C8 smartphone features a 5.5-inch display, 2GB Ram + 16GB ROM, 13MP + 8MP front/back camera, 3000mAh battery capacity, Android 8.1 OS, face & fingerprint sensor, and 4G LTE network.

Looking at the features, you will agree with me that this phone offers all the basic features needed in a smartphone and even more. However, the question now should be how durable is the phone but the answer to this question will be hard to find since it solely depends on how you manage the phone but recommend you always buy screen guard, and case to protect your phone, though most of them will come with Screen guard and casing.

KEY FEATURES

• Display 5.5-inch Wide Horizon
• Memory: 2GB RAM + 16GB ROM
• Professional Cameras: 13MP Rear + 8MP Front
• Operating System: Android 8.1
• Battery: 3000mAh
• Face & Fingerprint Dual Sim
• 4G Network: NO

The phone comes with Phone Cover1 * Screen Protector1 * SIM Card Pin1 (Price: N19-999)

2. Homtom S17 ₦19,999

Homtom S17 is another cheap Android phone under 20k that you should consider buying because it offers real value for more in terms of features and functionalities. It has a 5.5-inch display, Android 8.1 operating system with Quad-Core processor, fingerprint/face unlock, 2G RAM + 16GB ROM and  13MP + 8MP front/back camera. However, Homtom is powered by a removable 3000 mAh battery, which means you can have more than one battery since it's removable.

KEY FEATURES

• Display 5.5-inch Wide Horizon
• Memory: 2GB RAM + 16GB ROM
• Professional Cameras: 13MP Rear + 8MP Front
• Operating System: Android 8.1
• Battery: 3000mAh
• Face & Fingerprint Dual Sim
• 4G Network: NO

3. Tecno POP 2F (B1F) = ₦18,280

This one goes for Tecno smartphone lovers who can't afford to pay for other expensive smartphones, Tecno POP 2F comes in 5.5-inch screen size, 1GB RAM + 16GB storage, face ID and fingerprint sensor, 2400 mAh battery, 8MP + 5MP front/back camera and Android 8.1 (Go edition) Os.

I am not sure if this phone supports 4G LTE but I don't think it supports the fourth generation network so take note of that while purchasing the phone. Moreover, Tecno is a popular brand in Nigerian and you shouldn't doubt the quality of the phone.

KEY FEATURES

• Display 5.5-inch
• Memory: 1GB RAM + 16GB ROM.
• Cameras: 8MP Rear + 5MP Front.
• Operating System: Android 8.1 (Go edition).
• Battery: 3000mAh.
• Face & Fingerprint Dual Sim.
• 4G Network: NO

This phone might not be coming with any phone cover or screen protector (Price: N18,280)

4. Gionee M6 Mini = ₦19,999

Gionee M6 Mini as another unique Android smartphone equipped with all the basic features needed in a smartphone which includes, 4000 mAh battery capacity 5.45 inch HD display, 1GB RAM + 16GB ROM, fingerprint sensor and 5MP + 8MP front/back cameras. Gionee M6 is also pocket-friendly and powered by the Android 8.1 Oreo operating system and  Quad-core, 1.5 GHz processor.

If you are more interested in the battery then this phone should be a perfect choice because the 4000 mAh battery will surely be strong enough to keep your connected for a long time. Apart from the battery, it offers most of the features you need to perform your day to day task.

KEY FEATURES

• Display 5.45-inch
• Memory: 1GB RAM + 16GB ROM.
• Cameras: 8MP Rear + 5MP Front.
• Operating System: Android 8.1 (Android Go)
• Battery: 4000mAh.
• Face & Fingerprint Dual Sim.
• 4G Network: NO

Read: 2021 Cheapest Android smartphone under N15k

5. Itel P15 = ₦17,990

Itel P15 is another low priced Android smartphone featuring a 5.0-inch display, 1GB RAM + 16GB ROM, 5MP + 5MP front/back camera and a strong 4000 mAh battery. The phone also features one of the most recent Android Operating system (Android 9) with Fingerprint & Face ID support.

KEY FEATURES

• 4000mAh Big Battery
• 5.0'' HD IPS Screen
• 16GB ROM + 1GB RAM
• Dual Rear Camera (Main Camera 5.0MP)
• Front Camera 5.0MP with Flash
• Fingerprint x Face Unlock
• Android™ 9 Pie (Go edition)
• Quad-Core 1.3GHz
• Free 32GB Memory Card
• 4G Network: NO

Read: Best Samsung Galaxy A Series Smartphones in Nigeria (Prices)

6. Itel A55 = ₦18,600

Itel is known as the king when it comes to high-quality affordable smartphones and this list will not be complete without Itel smartphones. However, Itel A55 is currently one of their cheapest phones with irresistible features which include, big 6.0" Screen display, 1GB RAM + 16GB built-in storage, Fingerprint & Face ID, 8MP + 8MP front and back camera. The phone is powered with one of the most Android OS (Android 9 Pie) and a 3000 mAh battery.

KEY FEATURES

• Display 6.0-inch
• Memory: 1GB RAM + 16GB ROM.
• Cameras: 8MP Rear + 8MP Front.
• Operating System: Android 9.pie (Go edition)
• Battery: 3000mAh.
• Face & Fingerprint Dual Sim.
• 4G Network: NO

The phone comes with pre-applied Screen Protector, Earphone and free case all at (₦18,600)

7. Vernee Thor E 4G = ₦18,499

If you ask me to choose the best phone on this list then I will go for this Vernee Thor E because it offers cool features at an affordable price. Imagine a smartphone with a big 5020 mAh battery and 3GB RAM at ₦18,499, it doesn't end with the battery and big random access memory (RAM) but as well offers other features like 16GB built-in storage memory, fingerprint sensor, and most importantly 4G LTE network support. The 13MP camera is also great.

KEY FEATURES

• Display 5.0-inch
• Memory: 3GB RAM + 16GB ROM.
• Cameras: 13MP Rear + 5MP Front.
• Operating System: Android 7.0
• Battery: 5020mAh.
• Face & Fingerprint Dual Sim.
• 4G Network: YES

8. Nokia C1 = ₦19,490

Permit me to introduce this awesome smartphone Nokia C1, though the phone doesn't have a fingerprint sensor but, if you are thinking about reliability then consider going for Nokia C1, it comes with the following features, Android 9.0 Pie operating system, 1GB RAM + 16GB internal storage memory, 5MP + 5MP front and back camera. 2500 mAh battery and 5.45-inch display.

KEY FEATURES

• Removable Li-Ion 2500 mAh Battery
• 5.45'' HD IPS Screen
• 16GB ROM + 1GB RAM
• Rear 5.0MP, Front 5MP
• Android™ 9 Pie (Go edition)
• Quad-Core 1.3GHz
• 4G Network: NO

9. Itel A33 = ₦17,500

Itel A33 is another cheap Android phone with most of the features you needed in a smartphone which include a fingerprint sensor, 1GB RAM + 16GB ROM, Android 8.1 OS, 5.0-inch display, and 2200 mAh battery capacity. You only need 17k plus to make Itel A33 yours.

KEY FEATURES

• Removable Li-Ion 2200 mAh Battery
• 5.0'' HD IPS Screen
• 16GB ROM + 1GB RAM
• Rear 5.0MP, Front 2MP
• Android™ 8.1 (Go edition)
• 4G Network: NO

Read: 10 Best Cubot Phones and their prices in Nigeria

10. Cubot J7 = ₦19,999

I am going to end the list what this wonderful smartphone called Cubot J7, it has a 5.7-inch display, 2GB RAM, 16GB internal storage memory, Android 9.0 OS + Quad-Core processor and 2800 mAh battery capacity. It also comes with 13MP + 2MP dual back camera and 8MP front camera, rear-mounted fingerprint sensor and lots more.

KEY FEATURES

• Removable Li-Ion 2800 mAh Battery
• 5.7'' HD IPS Screen
• 16GB ROM + 2GB RAM
• Rear 13.0MP + 2MP, Front 8MP
• OS: Android 9.0
• 4G Network: NO

I guess you have found the type of phone you are looking for, feel to ask a question or share your opinion with us.