Start using Palmpay and avoid unnecessary bank charges, how? Let me explain, I used to hate Palmpay back then because of their loan stuff but Palmpay is no longer about loans but a solution to all your financial problems.

I have multiple bank accounts but I can tell you that Palmpay is far better for me compared to those commercial banks. Let me mention GTbank, they used to be my best bank but what I recently don't understand is the unnecessary charges but I guess it is not their fault. The Nigerian Government has been pushing commercial banks to get more money for them by introducing some unfavourable charges.


The worst is that when you transfer money you pay charges and when you receive your still page changes, imagine if someone sent 4k to me I will see 3k plus. The last one is that GTbank charged me 2k plus for monthly SMS. How can I spend 2k plus for SMS, even if the official SMS charge is N4 does it mean that I have received more than 500 messages per month and 17 SMS per day, it's not possible.

Should even talk about the multiple charges for transfer I am not writing about Palmpay for writing sake, I have my reasons and I can tell you that using your regular bank for your daily transactions will make you lose more for nothing. Coming up with 7 reasons why Palmpay is better than your bank to help save you from these unnecessary bank charges.

Why Palmpay better than you bank

Now let me show you why you should download and start using Palmpay right now for your regular transaction.

#1. Easy transfer and instant delivery: Many people have had lots of problems because of the transfer, some banks will wait for hours or days to credit your account when someone sends money to you but with Palmpay you will instantly receive your money.

Before the sender calls to inform you of the money it will already be waiting in your Palmpay account. Even though GTbank has a Book balance and available balance, when the money enters the book balance then you can't access the money for some minutes. You can use Palmpay for the following transactions

• Send and Receive money
• Buy Airtime and data
• Pay for Cable subscriptions like DStv, GOtv, Startimes etc.
• You can easily pay your NEPA bills anytime you want
• Fund your online sports betting account like Betking, Bet9ja, 1Xbet and lots more, free of charge with a discount
• You can convert your MTN airtime to cash

#2. Free daily transfer: Palmpay gives 3 daily transfers to banks which means you have escaped the N10 and N50 transfer charges that banks normally charge. Which is more reason to use Palmpay for your regular transaction.

#3. Discount on Airtime and Data: Palmpay gives discounts on data and airtime purchases. Remember that those people selling cards always add extra N20 charges if you are buying MTN 100 you will pay 110 or 120 but using Palmpay means you will pay 95 to get N100 airtime.

#4. You get rewards for more transactions: GTbank charged me 2k plus for SMS alert alone but Palmpay will pay you for those transactions through their reward point that can be converted into cash or be used by airtime or data.

#5. [/b]Convert your MTN airtime to cash[/b]: No need to ask your friends not to send you airtime, let them send it, you can simply log in to Palmpay and use the option known as Recharge2cash to convert your airtime to money. Amazing right?

#6. Top-notch security and Excellent customer care support: Palmpay are not kids when it comes to financial solutions in Nigeria and they understand the risks involved and have put all the mechanisms in place to make sure that your account is protected at all time. However, their customer care is great unlike banks where you will keep calling for the whole day, You can chat with Palmpay customer care support at any time which makes resolving issues faster.

#7. Simple and easy-to-remember account number: Palmpay will use your phone number as your account number which makes it for you to remember at all times. For example, if your phone number is 08056000033, Palmpay will make 8056000033 your account number removing only the first 0 to make your phone number an 11-digit account number. The good thing about it is that you won't be able to forget that account number since it's your phone number.

How to get started with Palmpay

Seeing is believing, Hey, I use the PalmPay app for free transfers and to get cashback on every transaction. Use my link or my code "VCFHS9PC" to join and get ₦1000 welcome bonus. https://link.palmpay.com/uK7zQ

Palmpay is also into the POS machine business, which means that you can get a POS machine from them and start your POS business. You can read Palmpay POS Machine Price, Charges, daily target and the process