One of the most remarkable advancements in banking services is the introduction of USSD codes, which allow users to carry out a range of banking transactions without the need for an internet connection or even a smartphone. Guaranty Trust Bank (GTBank) has been at the forefront of this innovation with its *737# USSD platform. This simple, user-friendly service allows GTBank customers to transfer money to any bank account in Nigeria from the comfort of their mobile phone. In this blog post, we will guide you step-by-step on how to transfer money using GTBank 737.

What is GTBank 737?

GTBank 737 is a short code-based mobile banking solution that was developed to simplify banking services for GTBank customers. With *737#, you can perform numerous transactions such as checking your account balance, buying airtime, paying bills, and of course, transferring money. One of the best features of this service is that it works without an internet connection, making it accessible to everyone with a mobile phone, regardless of whether it's a smartphone or a basic feature phone.

The 737 service is fast, secure, and reliable. It is also protected by a PIN system, ensuring that your transactions are safe. With this service, you can transfer funds to any bank in Nigeria in just a few simple steps.

Benefits of Using GTBank 737

Before diving into the transfer process, let’s take a quick look at why you should consider using GTBank 737 for your money transfers:

    

• Convenience: You don't need to visit a bank branch or ATM to transfer money. You can do it anytime and anywhere from your mobile phone.
• No Internet Required: Unlike mobile banking apps that require a data connection, 737 works without the internet. As long as you have a phone and network service, you can use it.
• Speed: Transactions are completed almost instantly, allowing for quick and seamless transfers.
• Secure: The 737 platform is encrypted and requires a PIN for every transaction, adding an extra layer of security.
• Low Transaction Fees: The fees for using 737 for transfers are affordable, making it a cost-effective option.
• 24/7 Availability: GTBank’s 737 platform is always available, allowing you to make transfers at any time, including weekends and holidays.

Requirements for Using GTBank 737

To use the GTBank 737 transfer service, you need to ensure that the following requirements are met:

    

• You must have a GTBank account: The 737 service is only available to account holders with GTBank.
• A mobile phone with a registered phone number: The phone number you use must be the one linked to your GTBank account.
• Sufficient balance in your account: You must have enough funds in your account to cover both the amount you are transferring and any applicable transaction fees.
• A 737 PIN: To complete transactions, you will need to set up a secure 737 PIN if you haven’t already.

Steps to Transfer Money Using GTBank 737

Now that you know the basics, let’s get into the steps to transfer money to any bank using GTBank 737.

Step 1: Dial the USSD Code

To initiate the transfer, dial 737*2*Amount*Recipient's NUBAN Account Number# from your mobile phone. For example, if you want to transfer ₦5,000 to a recipient with account number 1234567890, you would dial:

*737*2*5000*1234567890#

Step 2: Select the Recipient's Bank

After dialing the code, you will be prompted to choose the recipient’s bank from a list. The list includes all major banks in Nigeria. You can either enter the number corresponding to the recipient’s bank or type the first few letters of the bank’s name.

Step 3: Confirm the Details

The next step is to confirm the transaction details. You will see the recipient's account name, the amount you wish to send, and the bank. Make sure all details are correct, especially the recipient’s account number and the amount being transferred.

Step 4: Enter Your 737 PIN

After confirming the details, you will be asked to enter your 737 PIN to authorize the transaction. If you haven’t set up your PIN yet, the system will guide you on how to create one.

Step 5: Complete the Transaction

Once your PIN is entered, the transaction will be processed immediately, and you’ll receive a notification via SMS confirming that the money has been successfully transferred.

Transfer Limits and Fees

It's important to note that there are daily transaction limits for using 737 for money transfers. The default limit is set at ₦200,000 per day for transactions to other banks. If you need to transfer larger amounts, you can visit any GTBank branch to request an increase in your daily limit.

GTBank also charges a minimal fee for transferring funds to other banks via 737. As of the time of writing, the fee is ₦20 for transactions up to ₦5,000 and ₦50 for transactions above ₦5,000. These fees are subject to change, so it's always a good idea to check for updates on GTBank’s website or customer service.

Additional Services on GTBank 737

In addition to transferring money, the 737 platform offers a wide range of other banking services, including:

    

• Airtime purchase: You can buy airtime for yourself or others by dialing *737*Amount# for self or *737*Amount*Recipient’s Phone Number# for others.
• Checking your account balance: Simply dial *737*6*1# to view your current balance.
• Bill payment: Pay for various services such as DSTV, GOTV, and PHCN by dialing *737*50*Amount*Service Code#.

Safety Tips for Using GTBank 737

While the 737 service is secure, it’s always important to follow some basic security measures to protect your funds:

    

• Keep your 737 PIN confidential: Never share your PIN with anyone, and avoid storing it in places where others can easily access it.
• Be cautious of phishing attempts: GTBank will never ask you to provide your 737 PIN or other sensitive information via SMS or email.
• Double-check transaction details: Before completing any transaction, always ensure that the recipient’s details are correct.
• Use a secure mobile network: Avoid using public or insecure networks when conducting transactions on your mobile phone.

GTBank’s 737 service has revolutionized the way we bank in Nigeria. It’s fast, easy, and accessible to everyone, whether you have a smartphone or a basic feature phone. With just a few simple steps, you can transfer money to any bank in Nigeria without the need for internet access. The next time you need to send funds, give the GTBank 737 transfer service a try and experience the convenience for yourself.

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